What type of coverage protects against liability arising from injury on the insured's property?

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Bodily Injury Insurance specifically protects against liability claims for injuries sustained by individuals on the insured's property. This type of coverage is crucial for property owners and managers, as it provides financial protection in the event that a visitor or tenant is injured while on the premises. This insurance typically covers expenses such as medical bills, legal fees, and potential settlements if the property owner is found liable.

Property Damage Insurance, while important for protecting against damage to physical property, does not cover injuries sustained by individuals. Fire Insurance focuses solely on the risks associated with fire damage to property and does not address liability concerns. Fidelity Bonding is related to the protection of employers against employee dishonesty, and it does not pertain to injury liability. Thus, Bodily Injury Insurance is the appropriate choice for protecting against liabilities that arise from injuries occurring on the insured’s property.

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