What type of insurance is typically associated with injury to visitors?

Bodily injury insurance is specifically designed to cover costs associated with physical injury to individuals, including visitors to a property. This type of insurance typically provides liability protection in the event that someone is injured on a property, covering medical expenses, pain and suffering, and legal fees if a lawsuit arises due to the injury. It is essential for property managers to have this coverage to protect against the financial implications of accidents that occur on their premises.

While property insurance primarily covers damage to the physical structure or its contents, liability insurance extends to injuries that occur to others on the property, aligning closely with the needs of property management in case of visitor injuries. Cumulative injury insurance is less common and not specifically cited in association with property visitor injuries. Therefore, the focus on bodily injury insurance highlights the importance of proper liability coverage for protecting both the property owner and the visitors.