Which type of insurance provides coverage in the event of a fire?

Fire insurance is specifically designed to provide coverage for property damage that occurs as a result of fire. This type of insurance typically covers not only the physical damage to the property but also any additional costs associated with a fire, such as the loss of personal items and the expenses related to finding temporary housing while repairs are made. The nature of fire insurance makes it vital for property owners and tenants to protect their investments against fire-related risks, as it ensures financial support in the event of such disasters.

While extended coverage may include protection against additional perils not covered by standard policies, it does not exclusively focus on fire damage. Bodily injury insurance is geared toward protecting against claims related to injuries on the property rather than damage to the structure itself. Property damage insurance generally covers various types of damage to a property but does not specifically focus on fire incidents. Therefore, fire insurance is the most relevant choice because of its tailored focus on the specific risks associated with fires.